Updated for 2026 tax year
Business math and paperwork, done in minutes.
Free calculators for payroll, taxes, pricing and loans, and templates for invoices, receipts, quotes and financial statements. No sign-up, no ads in your way, nothing uploaded.
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Results update as you type. No submit buttons, no waiting, no email wall.
Private by design
Everything runs in your browser. Template entries are saved on your device, never on a server.
Real downloads
Word and PDF documents, and Excel files with working formulas you can keep editing.
7 calculators
Calculators
Payroll Calculator
Take-home pay per paycheck with 2026 federal withholding, FICA, state tax and the employer's full cost.
Open calculatorProfit Margin Calculator
Margin from price and cost, or work backward to the price or cost that hits a target margin.
Open calculatorMarkup Calculator
Selling price from cost and markup, markup from price, max cost, and the markup behind a target margin.
Open calculatorSelf-Employment Tax Calculator (2026)
SE tax, the half-SE deduction, federal income tax and your quarterly estimate from net profit.
Open calculatorHourly to Salary Calculator
Turn an hourly rate into annual, monthly and per-paycheck pay, or a salary back into an hourly rate.
Open calculatorBusiness Loan Calculator
Payment, total interest, fee-adjusted APR and a full amortization schedule with extra payments.
Open calculatorSBA Loan Calculator
7(a), Express, 504 and Microloan payments with SBA rate caps, the FY2026 guarantee fee and APR.
Open calculator9 templates
Templates
Free Invoice Template
Fill in an invoice with a live preview, then download Word or PDF, or print. Tax, discounts and deposits included.
Open templateReceipt Template
Payment receipts for cash, card, check, deposits and rent, with payment method and balance due.
Open templateEstimate Template
Job estimates with line items, validity date, exclusions and an approval signature line.
Open templateQuote Template
Fixed-price quotes with an expiry date, terms and a customer acceptance block.
Open templatePurchase Order Template
POs with vendor, ship-to address, delivery date, line items and an authorization line.
Open templateBalance Sheet Template
Assets, liabilities and equity with a live balance check and key ratios. Excel download with formulas.
Open templateTimesheet Template
Weekly or biweekly clock-in/clock-out sheet with breaks, FLSA overtime and gross pay.
Open templateProfit and Loss Template
Annual or month-by-month P&L with gross, operating and net margins computed as you type.
Open templateExpense Tracker Template
Log expenses by Schedule C category, see monthly and category totals, and track budget vs actual.
Open template